Pledge your property to meet your personal or business goals with Bank’s Loan Against Property.
Apply for Loan Against Property by offering your commercial or residential property as collateral. Get up to 65% of your property’s value, competitive interest rates and customised options with the hassle-free processing on Loan Against Property.
With low EMIs and 3-days* approvals, our Loan Against Property is the ideal solution to meet your immediate financial needs.

Loan EMI Calculator

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There was a time when owning a car was a luxury not all could afford to have. Buying a car was a life milestone for everyone who could shell out those huge amounts of money all at once to buy their dream car. With growing times, changing demographics and emerging car loan lenders, for a majority of the Indian middle class, owning a car today is no longer a luxury, but in fact a necessity made possible by taking a car loan.

You cannot imagine living without a car because that would restrict you form going places for work, duties or leisure, hindering a good social and professional life. But with newer technologies and lesser resources, the cost of cars are on a rise, often making it extremely difficult for the average individual to purchase their vehicle outright only using ones savings. Therefore, viewing the huge demand for financing both used and new cars, leading loan lenders in India offer car loans, which are floated products, which enable you to purchase your car and pay off the car loan amount borrowed bit by bit through car loan EMIs or installments.

Benefits of Car Loans

In India, apart from the issue that paying such a huge sum of cash may disturb one's budget, massive purchases with liquid cash could put you on the Income Tax department's radar as well. When you get a car loan to pay for your car, you manage to retain your savings for other current and future expenses. One of the greatest car loan benefits in India that the loan is secured against the car itself, so, you do not have to mortgage your property or other assets to get a car loan. You also get to use your car while you are servicing the car loan term, so a few years down the line you have added to your original savings and have the opportunity to own the car having paid off your car loan completely. This gives you the chance to augment crucial credit history by procuring a car loan and strictly adhering to the repayment cycle. A good credit history including timely payments and cleared debts help you obtain further loans in the future. Car loans, therefore, are a very safe and certain way of purchasing your own car.

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Business Loan At some point in your life, your business will have the perfect opportunity to scale new heights. After all, we all want to grow our business successfully.However, getting the funds at the right time can be an obstacle!

A Business Loan,will be the perfect solution to ensure your business not only gets the required financial support, but also the one it deserves.

After all, we trust you to scale new heights!

Make Bank your partner in financing all your diverse business requirements, through our specialised Business Loan. With Bank Business Growth Loan, we help you transform your business vision a reality without any challenges.

Our unique Business Loan come with a host of benefits and are tailormade to meet your unique business needs, no matter how big or small it is. We offer among the best Business Loans in India, with complete transparency and competitive interest rates. Additionally, our Business Loans do not require any security.

Apply for a Business Growth Loan from Bank and get funds up to Rs 50 lacs,through a fast disbursal within 48 hours*. With this Business Loan, you can also enjoy ahassle free documentation process, withdoorstep service, along with our various unmatched benefits.

*For certain preferred category of Customers. Terms and conditions apply. Loan at sole discretion of Bank limited. Subject to documentation and verification as per Banks requirement

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Home Loans - Our affordable and flexible home loans are designed to take you closer to your dream home. Our Home Loan affordability calculator is based on your requirements, such as tenure, loan amount and interest rates to give you an estimate of your EMI. Explore our wide range of products for the most competitive Home Loan interest rates, extended loan tenures and other benefits like EMIs waivers

Home Loan Features

We offers numerous benefits on home loans. Enjoy smooth and easy processing, and no hidden charges. Our additional home loan benefits include counselling and advisory services for acquiring a property, and free and safe document storage.

You can also enjoy home loan benefits of flexible repayment options and the option to buy a home anywhere in India.

We offer a slew of additional features on home loans for agriculturists, planters, horticulturists and dairy farmers, and have special benefits on home loans for agriculturists.

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Personal Loan –Mostly, all banks offer personal loan. The good thing about personal loans is that one may spend this money however one likes. This personal loan amount can be utilised to go on a vacation, purchase Jet Ski or buy a new smartphone. Credit card Loan – This is meant for users who need money quickly. You may avail this type of loan from your credit card carrier or any financial institution. This is an easy to get credit with very high rates of interest. Student Loan – This is a great option to assist college education. Most common loans in this category have very reasonable interest rates. As full-time college student you don’t have to payback these loans immediately. However, the same needs to be paid back once you complete your education and start work.

Features and Benefits

One needs to be of a minimum age of 21 years and should have a valid set of documents like ID, income and residence proof, among other documents, to avail a Personal Loan from Bank.

To ease the burden of paying off the Personal Loan immediately, you may opt for the EMI (Equated Monthly Instalment) facility. The repayment tenure can range from anywhere between 12 to 60 months. If you’re an Bank customer, you can avail the best rates for Personal Loans!

To know how much you need to pay per month, there is a Personal Loan calculator at your disposal. You can choose your tenure and the amount that you are comfortable repaying each month for the chosen tenure. With the Personal Loan EMI Calculator, you can also calculate the compound interest and know exactly how much you need to finally part with - including the interest.

Loan EMI Calculator

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Personal Loan –Mostly, all banks offer personal loan. The good thing about personal loans is that one may spend this money however one likes. This personal loan amount can be utilised to go on a vacation, purchase Jet Ski or buy a new smartphone. Credit card Loan – This is meant for users who need money quickly. You may avail this type of loan from your credit card carrier or any financial institution. This is an easy to get credit with very high rates of interest. Student Loan – This is a great option to assist college education. Most common loans in this category have very reasonable interest rates. As full-time college student you don’t have to payback these loans immediately. However, the same needs to be paid back once you complete your education and start work.

Home-equity loan – Owners of homes may borrow against equity which they have in their house with such loans. The loan amount is the difference between the appraised home value and the amount you owe on the mortgage.

Car loans- A car loan is nothing but an amount that you as a consumer borrow from the banks or financial institutions in order to pursue your dream of buying a car. In return, you pay the approved loan amount at a specified interest rate. A complete payment to the car dealer is made by the bank and you as a consumer continue to pay the bank over a period of time together with interest and any applicable fee.

Two-wheeler loans – The two-wheeler loan works on the sample principle as the car loan. Two wheelers being one of the most sought-after commuting options bring about highly affordable down payment and interest options that make two-wheeler loan possible for millions in the world. A two-wheeler loan can be availed with as less as 5 % to 20% down payment amount.

Education Loan -You may have studied hard and excelled in your exams or just planned the next move in your career. Whatever be your reason to study, your research should end at finding the right institute. Let finance be the last thing to worry about. We understand your career aspirations and offer the best student loan to successfully aid your journey as a student.
Our education loans aim at providing financial support to aspiring students for pursuing higher professional education in India and overseas.

Gold Loan - Get Loan Against Gold Jewellery, Life is full of opportunities. Do not allow the opportunities to pass just because of financial constraint. Get instant gold loan by bringing your gold jewellery at any Bank. Your gold stays safe while you can go ahead and take advantage of every opportunity.

A loan is money, property or other material goods given to another party in exchange for future repayment of the loan value amount, along with interest or other finance charges. A loan may be for a specific, one-time amount or can be available as an open-ended line of credit up to a specified limit or ceiling amount.
Loans can come from individuals, corporations, financial institutions and governments. They offer a way to grow the overall money supply in an economy, as well as open up competition and expand business operations. The interest and fees from loans are a primary source of revenue for many financial institutions, such as banks, as well as some retailers through the use of credit facilities.

Everything You Need to Know About Loans

There are various kinds of loans as per the financial requirements in question. Banks can give a loan which can be secured or unsecured. People go for secured loans due to lower interest rates and the large sum of money available which can be used for purchasing a car or house. While unsecured loans are most common in the form of personal loans which have a higher interest rate and are given for smaller amounts for purposes like home renovation and so on.

The maximum loan amount that you can avail is based on the persons’ collateral capacity and credit report. Instruments of credit like credit cards, standard loans, line of credit.

Two active distributions in consumer credit is the open-end and closed-end credit.

The open-end credit, is also known as the revolving credit and this can be used repeatedly for purchases that have monthly pay back, in a setting where paying back the complete due amount every month is not required. A highly used form of revolving credit is the credit card, although home equity loans and home equity lines of credit also belong in this category. On the other hand, a closed-end credit is utilised to finance specific objectives for a given period of time. These are also known as instalment loans since consumers are required to go through a regular payment schedule which is monthly and inclusive of interest charges, until the time principal gets paid off.

How a Loan Works

The terms of a loan are agreed to by each party in the transaction before any money or property changes hands. If the lender requires collateral, this requirement will be outlined in the loan documents. Most loans also have provisions regarding the maximum amount of interest, as well as other covenants such as the length of time before repayment is required.