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Traveller's Cheque
. . .
An instrument which is similar to
a bearer cheque. You need not to convert the same to cash, but can
use it across the counter at shops, hotels and other establishments.
For converting the TCs into the local currency of the country you
are visiting, you just need to go to the encashment counter and
convert it.
We sell all international brands
of TCs viz American Express & Thomas Cook.
Your best choice for currency would be that of the destination country.
Travellers Cheques are available in the following currencies:
AUSTRALIAN DOLLAR, JAPANESE YEN, CANADIAN
DOLLAR, STERLING POUND, DEUTSCHE MARK, SWISS FRANCS, EURO, US DOLLAR,
FRENCH FRANCS.
Selection of TCs in your destination
currency is a must. If there are no traveller cheques in your destination
currency, US Dollar TCs are the next best option as they are accepted
worldwide.
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In case you lose your TCs during
your travel period, do not worry, your money is safe. You just need
to contact the local issuing office and local police to lodge FIR
for lost TCs within 24 hours.
Refund
If your travellers cheques are lost or stolen, the issuer will refund
their face value provided :
Before
Loss
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You have signed each cheque at the place marked
"Signature of the Holder" in non-erasable ink immediately
upon receipt, but have not countersigned any of them. |
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You have safeguarded each
cheque against loss or theft as you would a similar amount
of your own cash. |
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You have
not parted with the cheques voluntarily or as collateral security. |
After
Loss
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You notify the issuer within 24 hours of the
loss or theft of your cheques, and the local police reporting
the circumstances of the loss or theft in such details as
may be reasonably required. |
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You supply
the Purchaser's receipt copy of the sales advice (PAF), as
well as acceptable proof of your identity, when making your
refund claim |
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You agree
to co-operate in the investigation of the loss or theft, and
in any resulting prosecution. |
However the issuer reserves the
right to delay refunds during investigation of the loss or theft
and will not be liable for any loss or expense caused by such delay.
In addition, your cheques will not be refunded by the issuer if
they have been seized or confiscated by the state, government, customs,
revenue, police, military or other such officials or personnel.
The issuer shall not be obliged to stop payment of your travellers
cheques for any reason whatsoever.
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SEBI
